Privacy Policy

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S & P

S&P Insurance Agency Privacy Policy

Effective Date: March 1, 2025

At S&P Insurance Agency, accessible at www.spinsagency.com, we value your privacy and are committed to protecting your personal data. This Privacy Policy describes how we collect, use, share, and safeguard your information. It also outlines your rights under applicable privacy laws, including the General Data Protection Regulation (GDPR) for EU visitors and the California Consumer Privacy Act (CCPA) for California residents.

1. Information We Collect

We collect both personal and non-personal information when you interact with our website, including:

Personal Information (provided voluntarily):
Name
Email address
Phone number
Company name
Any information you include when contacting us

Automatically Collected Information:

IP address
Browser type
Device information
Usage data (pages visited, time spent, interactions)

2. How We Use Your Information

We process your information to:

Provide and manage our services
Respond to inquiries and requests
Send newsletters, promotions, or updates (with your consent)
Improve the functionality and user experience of our website
Fulfill legal and contractual obligations

We only process your data when we have a lawful basis to do so, including your consent, performance of a contract, compliance with legal obligations, or our legitimate interests.

3. Sharing of Information

We will not sell, rent, or share your personal information with third parties for their marketing or promotional purposes.

We may share your information with:

Service providers assisting us with website operations, analytics, or communication
Legal authorities when required by applicable laws or regulations
Analytics platforms (e.g., Google Analytics) for performance and usage tracking

4. Mobile Information

We do not share, sell, or distribute mobile information, including phone numbers, for marketing or promotional purposes. Mobile numbers provided to us will only be used for essential service-related communications, such as:

Appointment reminders
Project updates
Service notifications

SMS opt-in data will only be used as outlined above and will not be shared with third parties. You may opt out of receiving SMS messages at any time.

5. Cookies & Tracking Technologies
We use cookies and similar tracking technologies to:

Enhance user experience
Analyze website performance
Serve relevant content

6. Data Security

We implement appropriate technical and organizational safeguards to protect your data against unauthorized access, loss, or alteration. While we strive to secure your information, no system can be 100% secure. We encourage you to take precautionary measures when sharing your personal information online.

7. Your Rights

Depending on your location, you may have the right to:

Access, correct, or delete your personal data
Object to or restrict certain data processing activities
Withdraw your consent at any time (without affecting prior processing)
Lodge a complaint with a relevant data protection authority (for EU residents)

To exercise your rights, please contact us using the details provided below.

8. Third-Party Links

Our website may contain links to external websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies separately.

9. Changes to This Privacy Policy

We may update this Privacy Policy as needed to reflect changes in our practices, applicable laws, or website functionality. The latest version will always be available on this page with an updated effective date.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

Email: info@spinsagency.com
Phone: 973-515-4434